Terms of Service

Agreement

By using this website you agree to these terms. If you do not agree, do not use the site.

No professional advice

The calculator is provided for general information only. It is not legal, tax, medical, or individualized financial advice. You remain responsible for how you interpret numbers in your own context.

Accuracy and updates

We aim for correct arithmetic for the formulas described on the pages. Definitions in the wild can differ by industry, so verify critical figures against your own policies and tools.

Limitation of liability

To the maximum extent permitted by law, the site is provided as is without warranties of any kind. We are not liable for any loss arising from reliance on the tool.